HOW TO HANDLE THE SITUATION WHEN YOUR CREDITORS HARASS YOU

When you feel you are being harassed by your creditor, the very first thing you should do is write a letter to your creditor's company telling them that you are worried about the kind of actions they are taking to collect your debt. In the letter, let them know that you are aware of your rights under Section 40 of the Administration of Justice Act, and that the creditor should refrain from violating the Act whenever they deal with you. Put in writing the manner that you prefer to be contacted and try to get their agreement in to do the same. Writing them a letter may be all it takes to get them to stop any unlawful collection techniques.